Account Options

Type of Account Miniumum Deposit 
to open Account
Minimum Balance
For Annual
% Yield
Compound
NOW NOW $500 $1,000 Monthly
MMDA $500 2,500 to 9,999.99
10,000 to 24,999.99
25,000.00 UP
Monthly
Monthly
Monthly

 

C/D

Savings

$50 6 Months
91-Day $2,500 $2,500 Maturity Renewable
182 Day $2,500 $2,500 Maturity Renewable
5 Months $2,500 $2,500 Maturity Renewable
7 Months $2,500 $2,500 Maturity Renewable
12 Months $1,000 $1,000 6 Months Renewable
Tot To Teen $250 $250 6 Months Renewable
18 Months $1,000 $1,000 6 Months Renewable
24 Months $1,000 $1,000 6 Months Renewable
30 Months $1,000 $1,000 6 Months Renewable
36 Months $1,000 $1,000 6 Months Renewable
48 Months $1,000 $1,000 6 Months Renewable
60 Months $1,000 $1,000 6 Months Renewable
IRA 18 Months $250 $250 6 Months Renewable

"In the event that the Depositor is allowed to withdraw all or part of his/her deposit before maturity, a "substantial penatly" will be imposed." 

INTEREST RATES EFFECTIVE 10/29/13, RATES SUBJECT TO CHANGE

Free Checking Advantage
Checking**
Premier
Checking*
NOW MMDA*** Savings
Minimum balance to open $100.00 $100.00 $350.00 $500.00 $500.00 $50.00
Minimum balance required N/A N/A $350.00 $1,000.00 $2,500.00 $250.00
Service Charge N/A $6.00 $8.00
if below min.
N/A N/A $5.00
if below min.
Interest Paid if below minimum
Statement Type Semi Annually
Checks allowed per Month
for free
25 50 Unlimited Unlimited 6 6
Fee per Check after minimum $0.30 $0.30 $1.00/withdrawal
Debit Card (if approved)
Internet Banking
(if approved)
Bill Pay (if approved) $3.95 $3.95 $3.95
Per bill fee if more than 6
$0.75/bill
if more than 6
$0.75/bill
if more than 6
$0.75/bill
if more than 6
$0.75/bill
Telephone Banking
Free Cashiers Checks/MO
Free Travelers Checks
Lock Box Rent 1st year free
Zipper Bag
Acct Closed with
12 months penalty
$20.00 $20.00 $20.00 $20.00 $20.00
Free Checks 2 boxes/year
Service Charge waived
if student

*If current account is Regular checking you will switch to a Premier account on November 1, 2005
**If you currently have an advantage account please note changes as of November 1, 2005
***Minimum check amounts apply, please contact us