Add some simplicity to how you save — automatically build your balance each month with this free account.

Rates

Key Features

  • Automatic Savings
  • High Interest
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY on balances up to $10,000
  • 1.00% to 0.32% APY on balances over $10,000 depending on balance in account
  • 0.01% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $100 minimum deposit to open

Earning Rewards is Simple

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver for Cash:

Qualification Information:. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When your Kasasa Cash qualifications are met during a monthly qualification cycle you will:

An interest rate of 0.997% will be paid on the portion of your daily balance that is less than $10,000.00 and the annual percentage yield for this tier is 1.00%. An interest rate of 0.25% will be paid on the portion of your daily balance that is greater than $10,000.01 resulting in annual percentage yield for this tier ranging from 1.00% to 0.25%, depending on the account's balance

You will receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have to been reimbursed the correct amount of ATM Fees you must contact us within sixty (60) calendar days after the statement cycle where the reimbursement was applicable in order to receive a refund.

When Kasasa Cash qualifications are not met:

The interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and ATM fees will not be refunded.

You must have a Kasasa Cash account in order to open a Kasasa Saver account, and the Kasasa Cash account must remain open throughout the period that you hold the Kasasa saver account. In the event that you or we close your Kasasa cash account, your Kasasa Saver account will be closed as well.

"Monthly Qualification Cycle" means the current statement cycle

"Statement Cycle" means the period of time for which Farmers National Bank of Griggsville provides a summary of the financial activities and transaction that post and settle to the accountholder's account.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly online banking log-on, receipt of electronic statements and point of sale debit card purchases are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver for Cash Back

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When your Kasasa Cash Back qualifications are met during a monthly qualification cycle you will:

An interest rate of 0.997% will be paid on the portion of your daily balance that is less than $10,000.00 and the annual percentage yield for this tier is 1.00%. An interest rate of 0.25% will be paid on the portion of your daily balance that is greater than $10,000.01 resulting in annual percentage yield for this tier ranging from 1.00% to 0.25%, depending on the account's balance

You will receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have to been reimbursed the correct amount of ATM Fees you must contact us within sixty (60) calendar days after the statement cycle where the reimbursement was applicable in order to receive a refund.

When Kasasa Cash qualifications are not met:

The interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and ATM fees will not be refunded.

You must have a Kasasa Cash account in order to open a Kasasa Saver account, and the Kasasa Cash account must remain open throughout the period that you hold the Kasasa saver account. In the event that you or we close your Kasasa cash account, your Kasasa Saver account will be closed as well.

"Monthly Qualification Cycle" means the current statement cycle

"Statement Cycle" means the period of time for which Farmers National Bank of Griggsville provides a summary of the financial activities and transaction that post and settle to the accountholder's account.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly online banking log-on, receipt of electronic statements and point of sale debit card purchases are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.