High interest and refunds on ATM withdrawal fees.* Who knew banking right down the road could be this rewarding?
- Really High Interest
- Refunds on ATM Withdrawal Fees*
- No Monthly Maintenance Fee
- No Minimum Balance Requirements
- Free checking that pays high interest
- 2.50% APY* on balances up to $10,000
- 2.50% to 0.45% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- $100 minimum deposit to open
Earning Rewards is Simple
Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
View the Rewards Calendar for specific Monthly Qualification Dates:
When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, (1) an interest rate of 2.47% will be paid on the portion of your daily balance that is less than $10,000.00 and the annual percentage yield for this tier is 2.50%. An interest rate of 0.25% will be paid on the portion of your daily balance that is greater than $10,000.01 resulting in annual percentage yield for this tier ranging from 2.50% to 0.45%, depending on the account's balance and you will receive reimbursements for nationwide
ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within [sixty (60)] calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund.
When Kasasa Cash qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and ATM fees are not refunded.
Interest and ATM fee reimbursements will be credited to the account on the last day of the current Statement Cycle.
APY = Annual Percentage Yield.
Rates and rewards are variable and at our discretion may change after account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or to receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly online banking log-on, receipt of electronic statements and point of sale debit card purchases are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.